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Correcting a credit record is separate from predicting a score
A reporting dispute concerns whether information is accurate under the relevant system.
How a scoring method later treats the record is another question.
Keep evidence of the entry and the correction process without promising an increase. The result and its timing depend on facts and procedures that an educational page cannot determine.
Compare secured and unsecured structures
Definitions
- Nominal interest rate
- Stated rate used to calculate interest under the agreement; it does not describe every other charge.
- Annual comparison measure
- Annualized disclosure used to compare borrowing costs; its calculation and included charges depend on the jurisdiction and product.